Describe your most embarrassing moment where you were caught naked or had a wardrobe malfunction?

My senior year at the beginning of track season I went up to the school one Saturday to run some laps on the track. When I was done, I went to the usual locker room and showered. When I turned off the shower and reached for my towel, I realized the locker room was full of girls from another school changing for a girls basketball tournament and they had all been watching me shower. For a second I froze. Then because I didn't know what else to do I grabbed my towel and wrapped it around my waist, walked calmly to my locker and said "I'll be outta here in a few minutes" as I got dressed.